CONTEXT

From the data collected in Table 1, the situation of foreclosures in 2015 is described, emphasizing the situation of Andalusia.

TABLE 1

Source 1 National Statistics Institute. Accessed 05/21/2016

In this Table 1 can be seen as the autonomous region most affected by foreclosures in 2015 is Andalusia, with 16,094 foreclosed homes, added to the total of 28126 households. Following Andalusia is Valencia with 10,751 homes evicted and Catalonia with 11,165.

Figure 1 Foreclosures in Andalucia by provinces. Year 2014-2015 (Click on image to view)


Source 2 National Institute of Statistics. Accessed 05/21/2016

This graph 1 shows foreclosures made in all provinces of Andalusia during the years 2014 and 2015. It is noted that the most affected province is Almeria in 2014. However, had a big drop in foreclosures in 2015, the unlike provinces such as Cadiz, Cordoba, Granada, Malaga and Seville in 2015 they increased their foreclosures. The most affected province in 2015 is followed by Sevilla Malaga and Almeria.

As latter has included a table on the evolution of evictions in the province of Cadiz falling between 2007 to 2014.

FIGURE 3


Source: Compiled from the data available from the General Council of the Judiciary

A rise in executions was seen from 2007 to 2009, although a slight fall occurs until 2011. Since then begins to rise again to reach in 2014 the 2324 foreclosures.
Now, we focus on Cadiz to carry out our policy because according to the study by García Palomar (2014) on public intervention in housing in the city of Cadiz, the number of evictions increases daily. According Palomar, more than 4,800 gaditanos are registered in the Public Registry of Protected Housing Applicants. More and more families lose their homes and tend to reunite with their families of origin as the only alternative to your problem.
According to El Diario de Cadiz, evictions figures are shocking: an average of one hundred evictions a year, this translates into an eviction every three days. These data have been worse in the strongest years of the crisis in the city. For example, in the words of senior judge Pablo Sanchez, Cadiz they judged moved into the city 279 procedures in 2012 and 282 2014.
Likewise, if we make an estimate of the needs of housing, shelter and Accommodations in Cadiz based on data from the last two General Plans and Housing Census INE (2011) and the actions of social groups, the figures are as follows: exist of 3,984 housing applicants; 675 substandard housing; at least 400 families directly affected; and 126 homeless and homeless. Moreover resources that can help solve the housing problem in Cadiz estimate: 6,866 empty homes; 128 empty properties in the historic center; 858 homes both public and private. Thus, we can see how the real estate park of Cadiz is enough to accommodate all claimants of housing and homelessness from the quantitative point of view.

Again you can see by this table the great need for intervention has Cadiz, since not only their percentage of foreclosures is the highest, but has the highest unemployment rate in Andalusia with 37 '18% .

The evolution of the unemployment rate in Cadiz in the years since the second quarter of 2007 to the third quarter 2015. If there is a better representation of unemployment caused by the crisis of 2008 is certainly this, as you can see from the start year does nothing but raise the percentage of unemployed until the 2013 in which the percentage is 34'86%, the highest. Since then insignificant downs that do not exceed 1% from year to year, up to April 2016 is presented with a 33'19% are appreciated.
With all these data can confirm the potential risk that the population is gaditana as long-term unemployed having consequences in addition to the loss of purchasing power, the loss of their residence.